Does Walmart Accept Apple Pay ?

Are you wondering if you can use Apple Pay at Walmart? You’ve come to the right place. In recent years, Apple Pay has gained popularity as a convenient payment option for many Apple users. With your iPhone or Apple Watch, you can leave your physical wallet and credit cards behind. While more vendors are beginning to accept Apple Pay, some major retail giants, like Walmart, have chosen not to. In this article, we’ll answer the frequently asked question: “Does Walmart accept Apple Pay?” and offer a solution for using Apple Pay at Walmart.

Can You Use Apple Pay at Walmart

Unfortunately, Walmart does not accept Apple Pay, so you cannot use it to pay directly at any Walmart store. Despite the popularity of Apple Pay, especially in recent years, Walmart has shown no interest in supporting this payment method.

Since its launch in 2014, Apple Pay has attracted a large user base. Many regular Walmart shoppers have requested that the retailer add Apple Pay to its list of accepted payment methods. However, even after these requests, Walmart still does not accept Apple Pay at self-checkout.

Therefore, regardless of which iPhone model you own, there is no way to pay at Walmart using Apple Wallet. It’s important to note that Walmart does not accept several other mobile payment methods, such as Samsung Pay and Google Pay. However, the retail giant encourages customers to use its custom mobile wallet, Walmart Pay.

Why Walmart Does Not Accept Apple Pay

Walmart’s decision not to accept Apple Pay is influenced by a combination of strategic and financial factors. Firstly, Walmart encourages customers to use its proprietary mobile payment solution, the Walmart Pay app. In 2017, Walmart stated that its app was more popular than Apple Pay, using this as a justification for not accepting third-party payment apps like Apple Pay or Google Pay. However, this explanation may not be as relevant in 2024, given Apple Pay’s widespread popularity.

Secondly, Walmart likely wants to avoid paying transaction fees associated with Apple Pay. Given the high volume of transactions at Walmart’s stores, even a small transaction fee per payment could accumulate to a significant sum over time. Since Walmart is known for its low prices, introducing Apple Pay could potentially disrupt its pricing strategy by adding additional costs.

Overall, despite Apple Pay’s popularity, it seems unlikely that Walmart will reverse its decision not to accept it, at least not in the near future.

Using Apple Pay at Walmart

While you can’t use Apple Pay directly at Walmart, there’s a workaround that allows you to use your iPhone to pay at Walmart. To use Apple Pay at Walmart, you can add your Apple Card to the Walmart Pay wallet in the Walmart app. If you don’t have an Apple credit card, you can apply for one through the Wallet app on your iPhone/iPad or directly through Apple’s website. Once you have the Apple Card, add it to the Walmart app to enable Apple Pay at Walmart. Here’s how to do it:

Adding an Apple Card to the Walmart App

Download the Walmart app from the App Store on your iPhone or directly from the link provided.

Open the app and sign in to your existing account or create a new one if you don’t have an account yet.

Navigate to the Account tab located at the bottom right corner of the app and select Wallet. This will enable you to add a new payment method to your Walmart account.

Tap “Add new payment method” and choose “Credit/debit card.”

Follow the on-screen instructions to add your Apple Card to the Walmart app.

Once your Apple Card is added to the Walmart app, you can use it to pay for your purchases at any Walmart store, either at the self-checkout or with a cashier.

When using self-checkout at Walmart, scan all your items and select “Pay” on the checkout screen as you normally would. When you reach the payment screen, open the Walmart app on your iPhone and select the Walmart Pay card. The app will display a QR code. Scan the QR code using the scanner at the self-checkout, and a tab will appear on your phone showing your payment methods. Choose your Apple Card as the payment method, and the items will be charged according to it.

If you prefer to check out with a cashier, let them know that you want to use Walmart Pay as your payment method. They will then display a QR code on their screen or on the card reader. Use your iPhone to scan the QR code, and select your Apple Card as the payment method to complete your purchase.